Manage Smarter.
Earn More.
Earn a 5% annualized rate on your balance, and send money fast without hidden fees.
Built on Trust
Trusted by users and backed by regulatory approval, Novo is built for secure, smart financial growth.
Fully Regulated in Canada
Novo is licensed as a Money Service Business (MSB) and a Payment Service Provider (PSP) in Canada.
Live Support, Real People
Our team is here to help every step of the way.
Flexible High-Interest Savings
Let your money grow with a 5% annualized rate, without locking it away or constantly managing it. NovoSaving is built for flexibility — no minimums, no fees, and instant access anytime through the Novo app. Whether you’re saving for later or planning for tomorrow, Novo helps you do more with your money — effortlessly.
See how much you can earn with us
Enter your deposit amount and time period — we’ll show you how much you could earn with Novo’s 5% annualized rate.
Simple Paying. Seamless Spending.
You can use Novo for much more than just sending money. Here is what’s available.
Send Money Instantly
With NovoPay and NovoWire, you can pay anyone quickly and securely with no hidden fees.
Spend Money Globally
NovoCard keeps global spending instant and accessible, both online and in person.
Well-Trusted
Our personal and business customers trust us with their money and information.
Licensed & Compliant
Registered as a Money Services Business and a Payment Service Provider in Canada.
Dedicated Support
Questions?
Get real help from real people.
Built-in Security
Your data stays protected with strict protocols and secure app access.
Save Smarter with NovoSaving
Earn a 5% annualized rate with NovoSaving—no lock-ins, no minimums, no hidden fees. Your money stays flexible and always within reach through the Novo app.
Pay Fast and Free
Send money instantly through NovoPay, NovoWire, or Interac, all built into the Novo app. Skip the delays and stay in control.
One Card. Everywhere.
Spend anywhere with your NovoCard. Shop online, tap in-store, or withdraw at ATMs with real-time notifications and full control in-app.
BUILT FOR PEOPLE WHO WANT MORE FROM THEIR MONEY
“Finally, an account that helps my money grow with none of the usual friction.”
— Alex T., Toronto
“Novo makes it easy to manage my money every day.”
— Jasmine K., Vancouver
