
Introducing Novo Financial
Instant, Fee-Free Banking at Your Fingertips
Our virtual prepaid Visa card is ready to use as soon as you sign up, giving you instant access to a smarter, fee-free way to manage your money.
Instant Access
Get approved and start using your virtual card right away—no waiting.
No Monthly Fees
Enjoy banking without hidden charges.
Smart Spending
Track your expenses and savings with up to 6.5% interests in real-time with our intuitive app.
Cashback Rewards
Earn up to 2% cashback on everyday purchases.

Why Get a Virtual Novo Financial?
Instant Approval: No more waiting—get your virtual Novo Financial approved in minutes and start using it right away for online and in-store purchases.
No Fees, Ever: Forget about monthly charges, minimum balances, or hidden fees. With Novo Financial, what you see is what you get.
Ultimate Security: Shop with peace of mind—your virtual card is protected with advanced encryption, ensuring your data stays safe.
Seamless Convenience: Manage your finances in real-time, track spending, and earn cashback, all from the Novo Financial app.
What is a Virtual Novo Financial Handy For?
Online Shopping
Use your virtual Novo Financial to securely shop online without waiting for a physical card. It’s perfect for immediate access to your funds.
Contactless Payments
Add your virtual card to your mobile wallet and make fast, secure payments in-store with just your phone.
Travel-Friendly
Traveling abroad? Your virtual card can be used globally, without worrying about losing a physical card.
Subscription Services
Manage your recurring payments for streaming services, apps, and more with ease.